# Welcome in Root Finance

## Overview

Root is a decentralized Lending &  Borrowing protocol operating on the Radix DLT, where lenders and borrowers interact within an overcollateralized market environment. \
It's a non-custodial liquidity protocol enabling users to participate either as depositors or borrowers. \
\
Depositors can earn passive income by providing liquidity to the market, whereas borrowers can obtain funds in an overcollateralized manner.<br>

<figure><img src="https://1885569784-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F0Dr6XukQjrRuqHTUFUUs%2Fuploads%2FK8RTkiS7NNbjyuD0rxqb%2FRootfinance%20logo.png?alt=media&#x26;token=d1dbfce3-54b1-43df-bda4-f5eb414aadff" alt=""><figcaption></figcaption></figure>