Repay Your Borrow on Root

With the "Repay" feature on Root Finance, you can return borrowed funds at any time, helping you manage your debt and reduce your loan-to-value (LTV) ratio. Here's how it works:

  1. Repay Anytime: You can repay your borrowed funds whenever it suits you, making debt management easier.

  2. Lower Your LTV: Repaying your loan lowers your LTV ratio, which is key to avoiding liquidation.

  3. Flexible Repayment Options: Choose between partial or full repayment, giving you control over your LTV and debt levels.

  4. Withdraw Collateral: As you repay your loan and your LTV decreases, you’ll be able to withdraw a portion of your collateral. Once you’ve fully repaid your debt, you can withdraw the total amount of your collateral.

  5. Stay Proactive: Keep an eye on your LTV ratio and repay when necessary to stay ahead of potential liquidation.

  6. Save on Interest: Repaying promptly helps you minimize interest accumulation, allowing you to stay in control of your financial position and practice better debt management.

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